Fulfill Your Dreams With Shriram Unnati Fixed Deposit Scheme
“FAAA / Stable” by CRISIL (indicates the highest degree of safety) Safe, Secure and enjoy high returns
How to Open Shriram Fixed Deposit Online Account
Fixed Deposit Certificate will be sent to your registered email address.
Shriram Fixed Deposit Product Features
More Return On FD
Shriram Transport Finance Company offers the highest interest rates for term deposits. You can get interest rate up to 7.75%. Senior citizens can get an additional refund of 0.30% and above the normal interest rate. You can get effective income up to 9.05%
Power Of Compunding
With cumulative term deposits, you can get a maximum return of 9.05% with the help of compounding at the end of maturity. You will earn interest on the amount invested and the interest you receive.
Consistent Income
With a non-cumulative fixed deposit, you can get interest rates with money deposited over a fixed period of time. By choosing a monthly, quarterly, half-yearly or annual interest payment, you get regular earnings through interest payments.
Immediate Liquidity
In term deposits, you will enjoy liquidity in case of emergency, as you can close the deposit to support your need. You can also borrow on your deposit.
High Flexibity
There is a wide range of flexible periods ranging from 12 months to 60 months for efficient planning of short-term and long-term financial objectives.
Assured Returns
In the era of falling interest rates, Fixed deposits offer assured and stable returns.
Why Shriram Transport Fin.Co.?
- STFC is the largest and most trusted asset based NBFC in India.
- Attractive return on investment with maximum security.
- With wide availability of 1758 branches and 831 rural centers decentralized across the country for personal services. STFC 27218 is working with dedicated staff.
- Shriram Transport Finance Company has the highest rating of "MAA + / Stable Outlook" by ICRA, Stable by FAAA / CRISIL (indicates high credit quality)
- Proven track record of payment of term deposits for over 40 years and on track.
Shriram FD Interest Rates 2021
|
Non Cumulative Deposit
|
Cumulative Deposit
|
|||||
|---|---|---|---|---|---|---|
|
Period (months)
|
Monthly % p.a
|
Quarterly % p.a
|
Half yearly % p.a
|
Yearly % p.a
|
Effective yield % p.a
|
Maturity value for Rs 5,000/-
|
|
12
|
7.25
|
2
|
2
|
2
|
2
|
2
|
|
24
|
3
|
3
|
3
|
3
|
3
|
3
|
|
36
|
4
|
4
|
4
|
4
|
4
|
4
|
|
48
|
5
|
5
|
5
|
5
|
5
|
5
|
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Benefits of opening a fixed deposit online
Convenience
You can invest in term deposits online anywhere in a few minutes, anywhere, anytime at your convenience.
Ease
You can move funds from your bank account and book your term deposit easily.
Flexibility
Enjoy flexibility in choosing the investment amount and duration of your fixed deposit according to your financial objectives.
Cumulative
In a cumulative term deposit plan, you will not receive fixed interest payable on a monthly, quarterly, half-yearly or annual basis. The interest rate is compounded with the principal and is payable at maturity.
Non-Comulative
In a non-cumulative fixed deposit scheme, interest is payable on a monthly, quarterly, half-yearly or annual basis. The interest received monthly under this scheme will be taxable. This plan is most suitable for a person who needs to pay interest from time to time.
What Do Our Customers Have to Say?
Frequently Asked Questions
Cumulative and Non Cumulative schemes are available.